About Advisory Service
SAX Wealth Advisors’ Retirement Plan Services team delivers specialized guidance for employers seeking to build, manage, and optimize qualified retirement plans—from 401(k) and 403(b) plans to profit sharing and cash balance structures. We tailor fiduciary-focused strategies to support employees’ long-term financial well-being while helping organizations maintain compliance and maximize tax efficiencies. Backed by the expertise of SAX, we provide unbiased advice, streamlined oversight, and a clear path to helping your workforce secure a confident retirement future.
Fiduciary Support & Protection
As an SEC-registered, fee-only fiduciary, SAX Wealth Advisors is held to the highest standard — always acting in your best interest with full fee transparency and no commissions. Our objective guidance helps you make informed investment decisions, protect your plan and participants, and minimize risk. We are committed to clear communication, aligned priorities, and serving as your most trusted partner in retirement plan success.
Custom Plan Design & Provider Consulting
Our team builds retirement plans around your business goals, workforce needs, and long-term vision — not a one-size-fits-all template. Leveraging deep tax and accounting expertise, we design strategies to maximize savings for owners and nonprofits that support strong employee outcomes. We also optimize and coordinate with plan providers on your behalf, ensuring best-in-class structure, pricing, and oversight as your plan and workforce evolve.
Investment Policy Management
Our Investment Policy Management approach brings professional guidance to every participant, helping them navigate complex investment decisions with confidence. Through third-party-designed model portfolios, automatic age-based adjustments, and flexible allocation options, we support disciplined diversification aligned with individual goals and risk tolerance. Plan sponsors and participants benefit from objective oversight, streamlined portfolio choices, and a framework designed to evolve as markets and retirement timelines change.
Participant Support & Education
We equip your employees with the knowledge and confidence to make informed retirement decisions. Through tailored education, proactive guidance, and accessible resources, we help participants understand plan features, investment options, and long-term strategies to build financial security. By strengthening financial literacy and engagement, we empower your workforce to take control of their retirement future — supporting better outcomes and overall plan success.
On Demand Expert Team
SAX Wealth Advisors’ Retirement Plan Group brings extensive knowledge and a boutique, client-focused approach to retirement planning. By joining RPAG, we gain access to advanced technology, training, and nationwide peer resources, enhancing our ability to deliver tailored solutions. This partnership strengthens our advisory capabilities, ensuring your retirement plan benefits from both personalized attention and best-in-class industry insights.
Full Fee Transparency
Our Retirement Plans Team is committed to providing a transparent fee structure. As your plan grows, the total annual fees as a percentage of assets will decrease, increasing cost-efficiency over time. We operate as a fee-only fiduciary with no commissions, prioritizing your best interests.