Estate Planning

Estate planning involves complex financial and personal decisions. We collaborate with you and your legal and tax advisors to help structure an approach reflecting your goals, family needs, and philanthropic intentions. This coordinated process supports clarity, organization, and alignment across key documents and accounts as you prepare for wealth transfer and future financial stewardship.

Wills and trusts play a central role in passing wealth and outlining your intentions. We work alongside your attorney to review these documents and discuss how they fit within your financial plan. Our role focuses on helping you understand financial implications and keeping your estate strategy aligned with your evolving goals and circumstances.

Beneficiary designations and account titling are critical components of effective estate planning. We assist in reviewing these details to help promote clarity and avoid unintended outcomes. By coordinating designations across retirement accounts, insurance policies, and investment accounts, we support a framework intended to reflect your wishes and family needs.

For individuals and families who value philanthropy, we help evaluate charitable strategies such as donor-advised funds, charitable trusts, or annual gifting plans. Our guidance focuses on aligning giving approaches with financial goals and tax considerations, while supporting causes that are meaningful to you. We coordinate with tax professionals for thoughtful implementation.

Transferring wealth often involves preparing future generations. We help facilitate conversations about financial values, legacy intentions, and responsibilities. This collaborative approach aims to support family understanding and smooth transition of financial stewardship. When appropriate, we work directly with family members to help strengthen continuity and clarity throughout the planning process.

Tax considerations can influence long-term planning decisions. Working alongside SAX’s in-house tax professionals and your legal team, we help evaluate strategies designed to manage potential estate- and gift-tax exposure. Our focus is on helping you understand options and support thoughtful planning while adapting to potential regulatory changes over time.

Insurance and asset-protection strategies may play a role in preserving family wealth. We review your coverage and discuss whether your policies align with your objectives and risk considerations. When updates or additional planning may be helpful, we coordinate with insurance professionals to support informed decision-making.

Life circumstances, tax laws, and financial goals can evolve. We provide periodic reviews to help maintain alignment between your estate planning decisions and your overall financial plan. As needs change, we assist in identifying planning updates and coordinating with attorneys and tax professionals to help keep your legacy strategy current.