Who doesn’t enjoy tying up year-end loose ends? The original SECURE Act was signed into law on December 20th, 2019. Its “sequel,” the SECURE 2.0 Act, was similarly enacted at year-end on December 29th, 2022. Both pieces of legislation seek to reform how Americans prepare for...
Are you familiar with the butterfly effect, or how small actions can have big, often unexpected ripple effects? The classic example (and its name source) is a butterfly flapping its wings in one locale altering the air pressure just enough to generate a tornado halfway...
Ever heard of the 80/20 rule? It suggests 80% of an outcome is often the result of just 20% of the effort you put into it. This doesn’t always work. Sometimes, it’s worth going the extra mile. But often, by prioritizing the 20% of your efforts...
As a homeowner, you know your homeowners insurance policy covers any losses you suffer in the event of a disaster or other emergency. But do you know how much coverage you really need to carry in order to receive full compensation in the event of a...
The long-awaited SECURE Act 2.0 has passed through Congress and now awaits President Biden’s signature. This is a large and impactful piece of legislation that will include 92 retirement-related provisions that expand the initial SECURE Act that passed in 2019. Thankfully, few of these provisions will...
As a homeowner, you know your homeowners insurance policy covers any losses you suffer in the event of a disaster or other emergency. But do you know how much coverage you really need to carry in order to receive full compensation in the event of a...
Ever since President Franklin D. Roosevelt signed off on the 1935 Social Security Act, most Americans have ended up pondering this critical question as they approach retirement: “When should I (or we) start taking my (or our) Social Security?” And yet, the “right” answer to this common...
So far in our investment basics series, we’ve explored the history of investing; how important it is to save (so you have money to invest); how to invest efficiently in broad markets; and why to avoid chasing or fleeing rising or falling prices. By applying these...
Tax planning at every year-end is essential, but proper strategic action at the close of this year could be pivotal in order to make the most of current tax laws that would best set you up for the future. In case you missed it, watch as...
Educating yourself about investing and personal finance often involves learning a whole new vocabulary. Risk, volatility, tolerance, liquidity—you might know these terms from other contexts, and you might even have an idea of what they mean in the investing world, but if you’re like a...
